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Free Grants: Don't Take Them For Grant-ed
By Herb Williams
FREE GRANTS Never Repay, acceptance guaranteed. Government and private sources $500 to $5,000. Education, home repairs, home purchase, business, non-profits. Phone live operators 9am to 9pm. Monday thru Saturday 1-800-123-4567, ext. [xxx]

The ads claim that you will qualify to receive a Free Grant for your education, your home repairs, your home business, or your unpaid bills. They say your application is guaranteed to be accepted, and you never have to repay the money. But the Federal Trade Commission (FTC), the nation's consumer protection agency, warns that "money for nothing" grant offers often are a scam: the grant isn't free, it isn't guaranteed, and often, it isn't even available to you.

Some scam artists market Free Grants in classified ads, inviting consumers to call a toll free number. If you call, a representative of the company will ask you some basic questions to determine if you qualify to receive a grant: What's your address? How long have you lived at this address? Do you have a bank account or do you have at least $150 in your account at this time? The representative may ask you to hold while your eligibility is determined. After she congratulates you on your eligibility, she will ask you to pay a one time processing fee that can range from $95 to $200. If you question this fee, she will reassure you that the grant is guaranteed, and that if you're not satisfied, you'll get a refund. However, she won't offer to tell you all the conditions for a refund.

The processing fee supposedly covers finding a grant source and sending you the appropriate application package in the mail. But, you won't receive

EfA ist wieder da
Was lange w?t, wird endlich gut: Einfach f?lle ist optisch und technisch verbessert online. Dass sich der Relaunch und die Umstellung auf ein neues Redaktionssystem l?er hingezogen haben, bitten wir zu entschuldigen. Was sich genau ver?ert hat, werden wir in den kommenden Tagen hier an dieser Stelle dokumentieren. Bis dahin w?hen wir viel Spa?beim St?n; wie immer freuen wir uns ? Kommentare zu unserem Relaunch.
WCAG 2.0 kurz vor fertig
Die Web Accessibility Initiative des W3C hat die Version 2.0 der Web Content Accessibility Guidelines (WCAG 2.0) als sog. »Proposed Recommendation« ver?ntlicht. Dies bedeutet, dass die normativen und technischen Teile der Richtlinie vollst?ig sind und die Umsetzbarkeit jeder einzelnen Richtlinie nachgewiesen wurde. In dieser Phase werden die Dokumente von den Mitgliedern des W3C erneut gegengelesen; Kommentare werden noch bis zum 2. Dezember 2008 entgegen genommen, danach ist mit einer Fertigstellung der WCAG 2.0 als »Final Recommendation« zu rechnen. Ebenfalls aktualisiert wurden die zum besseren Verst?nis unabdingbaren Dokumente Understanding WCAG 2.0, Techniques for WCAG 2.0 und How to Meet WCAG 2.0. Weitere Infos im ?erblick: Overview of WCAG 2.0 Documents. Loslegen! Auch wenn die Richtlinien formell noch nicht endg?g verabschiedet sind, so sind sie doch mittlerweile so stabil, dass man sie jetzt schon in der Praxis einsetzen kann. Wie das zum Beispiel bei Formularen geht zeigt eine sehr lesenswerte Anleitung von Roger Hudson: Accessible Forms using WCAG 2.0; falls Ihre Seiten bisher schon die WCAG 1.0 erf?n ist die Umstellung auch nicht allzu schwer, wie der Artikel Migrating from WCAG 1.0 to WCAG 2.0 zeigt.
Benimmregeln f?atentabellen
F?ebentwickler bedeutete die Umstellung von Tabellen auf CSS, dass sie alte Gewohnheiten vergessen mussten. S?liche Techniken und Kniffe aus den Zeiten von Layout-Tabellen sind scheinbar »verlernt«. Das richtige Umsetzen echter Datentabellen erfordert jedoch eine R?esinnung: man muss sich wieder m?m in die Spezifikationen einlesen und in das Tabellenmodell von HTML hineindenken. Wie man tabellarische Daten so aufbereitet, dass sie nicht nur h?h aussehen, sondern auch mit den assistiven Programmen von Menschen mit Behinderung optimal nutzbar sind erfahren Sie in unserer neuen Serie: »Benimmregeln f?atentabellen«
Nur noch 4 Tage bis zum Einreichungsschlu?der BIENE 2008!
Ist Ihr Webangebot barrierefrei oder kennen Sie besonders barrierfreie Angebote, die Sie f?reisw?g halten? Anmeldeformular und Vorschlagsformular sind noch bis zum 15. Juli 2008 online, dann ist die Bewerbungsfrist f?ie BIENE in diesem Jahr abgeschlossen. Weitere Informationen zum Wettbewerb gibt es unter www.biene-wettbewerb.de.

an application or a source. Rather, you will get a list of agencies and foundations to which you must write and request an application. This information is available at no cost at any public library or on the Internet.

Most sources of grant money don't give grants to individuals for personal need. Grants usually are given to serve a social good, such as bringing jobs to an area, training under employed youth, preserving a bit of history, funding soup kitchens or art museums, or researching medical issues. If you ask an agency or foundation for money for personal use, you probably won't get it, even if you are financially needy. And you're not likely to get a refund from the grant broker because the conditions for a refund are nearly impossible to meet: you usually have to apply and be denied by each source on the list within 90 days.

If you're thinking about applying for a grant, remember that the applications are available to you for free and that anyone who guarantees you a grant is likely to be interested in their own financial gain, not yours. If you think you may have been a victim of a grant scam, file a complaint with the FTC.

Article Source: http://www.articleblender.com

Herb Williams is for money-from-grants.com.Everything you want to know about grants, but don't know who to ask.www.money-from-grants.com will open up new channels of information for you.

 

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